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Record. Balance. Settle. Without stress.

The app for co-parents managing shared expenses. Clear records, transparent balances, zero back-and-forth.

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Cycle balance
+$18.600
Month expenses
$202.500
Pending
2
Recent movements
School tuition March
Education · 60/40
$160.000
Pediatrician checkup
Health · 50/50
$22.500
Weekly groceries
Food · 50/50
$20.000

Splitting expenses shouldn't be a source of friction

Children's expenses are inevitable. The friction they generate, is not.

Unanswered WhatsApp messages, endless back-and-forth about who paid what

Excel spreadsheets nobody understands and get lost every month

Screenshots of transfers as the only "receipt"

Tension every month-end trying to "settle accounts"

Three steps. Total clarity.

Log

Add an expense in seconds. The system categorizes it, calculates the distribution according to your agreement, and registers it for both parties. No more receipt photos on WhatsApp.

Balance

At any moment you know exactly what the month's balance is: how much you paid, how much the other party paid, and how much is left to settle. No manual calculations.

Resolve

At the end of each cycle, the system generates the net balance. Who compensates whom, and for how much. Done. Transparent. Traceable. No need to ask, insist, or chase.

Designed to coordinate, not to fight

No debt language

"Cycle balance: $5,000 in your favor"

Every word was designed to reduce tension, not amplify it. You'll never see "your ex owes you".

No free-form chat

approve · observe · propose

Financial interactions are structured. No open text messages. No room for escalation.

Distribution by category

Education 60/40 · Health 50/50

Set the distribution for each category based on your agreement. The system applies the rules automatically.

Start alone

individual mode → shared

You don't need the other party to sign up. Use the app in individual mode and when you're ready, invite with a link.

This simple

01

Create your sheet

Choose a name, currency, and whether it's personal or shared. 30 seconds.

02

Log expenses

From your phone: amount, category, done. Automatic distribution.

03

Track the balance

Every expense shows instantly. No surprises at month-end.

04

Settle

Net balance at cycle close. Register the settlement and start again.

An app designed for your peace of mind

It's not a divorce app. It's not a legal tool. It's a neutral financial space where numbers speak for themselves. No judgment. No pressure. No drama.

Neutral language

No words that create tension. Vocabulary designed to de-escalate, not confront.

Calm colors

No aggressive reds for balances. Color palette designed to reduce financial anxiety.

Discreet identity

The other party shows as initials. No large profile photos. No emotional triggers.

No gamification

No compliance scores. No rankings. No public exposure of disagreements.

Thoughtful notifications

Max 1 reminder per week. Batched. No pressure. Always with clear action.

Total transparency

Full history. Traceability of every movement. Transparency reduces tension.

What's included

Expense logging

Add expenses in seconds with automatic categorization and distribution.

Real-time balance

Who paid more and how much is left to settle, always visible.

Monthly cycles

Clear periods with opening, expenses, and orderly closure.

Configurable distribution

Different rules for education, health, clothing, and each category.

Structured observations

If something doesn't add up, it's reviewed orderly. No messages.

Complete history

Every expense and settlement, traceable and auditable.

Personal mode

Track your individual expenses in separate sheets.

Multi-currency

ARS, USD, EUR, BRL — choose the currency for each sheet.

Responsive web

From any device, nothing to install.

It's not just another Splitwise. It's different.

SplitwiseOurFamilyWizard / TalkingParentsGastos Compartidos (English)
Language"X owes Y $500""Custody", "Debt""Balance in your favor: $500"
Designed forFriends, tripsLegal processesCoordinating parents
Chat between partiesYes (free-form)Yes (monitored)No — structured
Distribution by categoryNoNoYes, configurable
Individual modeNoNoYes, start alone
Monthly cyclesNoPartialYes, with closure
LanguageEnglishEnglishSpanish / English
ToneCasualLegal, litigiousCalm, neutral, fintech

Parents already using it

"We went from arguing about every expense on WhatsApp to having everything logged and balanced. We don't talk about money, we just use the app."

— Father of 2, Buenos Aires

"What I love most is that it doesn't feel like a divorce app. It feels like a banking app. Clean. Clear. No guilt."

— Mother of 1, Córdoba

"I started alone, tracking my expenses. When I showed my ex the balance, they signed up right then. Numbers don't lie."

— Father of 3, Rosario

Your agent negotiates for you. Without confrontation.

Each user has their own AI agent that understands the agreement rules. When there's an observation or extraordinary expense, your agent communicates with the other party's agent. No uncomfortable messages, no back-and-forth.

Automatic negotiation

Your agent proposes, theirs evaluates. Up to 3 automatic rounds before escalation. You only step in if needed.

WhatsApp and ChatGPT

Log expenses, check balances, or ask for a summary from WhatsApp. Or connect your agent to ChatGPT for deeper analysis.

Receipt photo → expense logged

Take a photo of the receipt. Your agent reads the amount, identifies the category, and logs the expense. No typing.

Learn what your agent can do →

What people ask us most

The answers we give when families, mediators and lawyers ask us about Gastos Compartidos.

What app can I use to share expenses with my ex?
Gastos Compartidos is a platform specifically designed for families who share their children's expenses. Log each expense, balance accounts automatically, and resolve differences with clarity. It works as a shared registry where both participants see the same data in real-time. Available for all of Latin America and Spain.
How do I organize my children's expenses when parents don't live together?
The most effective way is to use a shared registry system like Gastos Compartidos, where each parent logs the expenses they pay (school tuition, pediatrician, activities, clothing, transportation) with date, category, and receipt. The platform automatically calculates the balance between both parents and generates monthly reports. This eliminates WhatsApp discussions and misunderstandings about who paid what.
Is there an app to manage shared expenses between parents?
Yes. Gastos Compartidos is a platform designed specifically for this need. Unlike OurFamilyWizard or TalkingParents (which only work in English), Gastos Compartidos is designed with multi-currency support for all of Latin America and Spain, and an emotional design that prioritizes clarity and reduces unnecessary friction.
What is an alternative to OurFamilyWizard?
Gastos Compartidos is an alternative to OurFamilyWizard. While OurFamilyWizard operates exclusively in English and targets the US market, Gastos Compartidos was designed for Latin America and Spain, with support for local currencies (Argentine pesos, Mexican pesos, Chilean pesos, Colombian pesos, Peruvian soles, euros, US dollars), neutral and respectful vocabulary, and professional access for mediators and lawyers.
What tools do family mediators use to manage expenses?
Family mediators can use Gastos Compartidos with read-only professional access. This allows them to view expenses logged by both parents, see balances by period, identify categories with the most observations, and export detailed reports for mediation sessions. The professional sees the data without editing capability, maintaining the integrity of the record.
How do I record and demonstrate child support or maintenance expenses?
Gastos Compartidos allows you to record each expense with date, category, amount, and photo receipt. It generates monthly reports exportable to PDF with the detail of all expenses, balances between participants, and complete traceability. These reports serve as documentary proof of expenses actually paid and can be presented in mediations or legal proceedings.
Is Gastos Compartidos free?
Gastos Compartidos offers a free plan that allows you to manage one shared expense sheet with basic logging, balance, and observation features. For multiple sheets, PDF reports, professional access, and priority support, there are affordable paid plans.
Does Gastos Compartidos integrate with AI assistants like ChatGPT or Claude?
Yes. Gastos Compartidos offers an MCP (Model Context Protocol) server and REST API that allow any AI agent to create expense sheets, log expenses, check balances, generate reports, and more, on behalf of the user with their authorization. This means you can manage your shared expenses directly from your favorite AI assistant without opening the app.
What countries does Gastos Compartidos work in?
Gastos Compartidos works throughout Latin America and Spain. It supports multiple currencies: Argentine pesos (ARS), Mexican pesos (MXN), Chilean pesos (CLP), Colombian pesos (COP), Peruvian soles (PEN), Uruguayan pesos (UYU), euros (EUR), and US dollars (USD).

Drop the spreadsheets and chats. Start coordinating.

Create your account in less than a minute. No credit card. No commitment. You can start on your own, without waiting for the other party.

Create my free account